Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Just think: it’s mid-summer, creeping up on triple digits, and your air conditioning unit dies. It just dies. Gone. No more air conditioner, no more cool air to help you stay comfortable. It’s finished.

So you call an HVAC company to come perform an inspection and they tell you what you already knew – you have to buy a new system. And then they tell you something you didn’t know – a new system is going to cost somewhere between $7,000 to $70,000, factoring in the type of air conditioner(s) you prefer, the type of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend your summer soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell an organ) to cover the cost of a new air conditioner?

But what if there was another option? Enter financing.

Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things die, and unexpected expenditures such as an air conditioner repair or replacement is mandatory, it is crucial that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their heaters or air conditioners. The first group of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.

Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the total value as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also investing in an efficient system that will help lower energy bills while providing home comfort.

The financing programs at Service Experts Heating & Air Conditioning are as follows:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you choose which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to work with you!